We, along with our partners, will work to protect home owners and business owners, manage their claims, and fully document their losses in order to maximize their financial return. Our goal is to reduce the emotional and financial burden placed upon you as the result of a physical loss.
Sentinel Pacific Inc is a public insurance adjusting company that represents individual, commercial, and multi-family property owners throughout every stage of the insurance claims process to ensure they receive the most optimal insurance claims settlement that’s afforded to them by the insurance policy.
What is a Public Adjuster?
Someone who works for you, the insured. Public adjusters do NOT work for the insurance company.
The insurance company will send an adjuster to assess your damage, when you file a claim. That adjuster works for the insurance company and has a financial responsibility to the insurer, not to you.
A public adjuster, by law, has a financial responsibility to YOU. Our job as public adjusters is to make sure that you receive fair and equitable compensation for your claim.
If you want the best insurance settlement possible you need to contact Sentinel Pacific Inc today. Sentinel Pacific Inc works for you, not the insurance company.
What we offer
We offer a 3 Part Process that we use to properly serve our clients before and during a loss.
- Policy Review and Evaluation. Let us review your insurance policy for free. Often, individuals or businesses carry inappropriate coverage. We want to ensure that you are properly insured before it is too late.
- Claim Management. Our staff will manage every aspect of your claim. Sentinel Pacific Inc will be available anytime, to give you peace of mind. No claim is too large or too small.
- Claim Settlement. Sentinel Pacific Inc will review the final settlement negotiations with you for your business and property. We will make sure that you get the maximum settlement possible. Because we know policy language inside and out, we’re able to facilitate a fair and just settlement for you.
We have a network of proven licensed, insured and bonded contractors that you can choose from to perform all required repairs, or you can choose your own contractor, and we will work alongside them. Our network of competent and capable experts is second to none.
Sentinel Pacific Inc typically works on a contingency basis, which means we only get paid if we are able to get you a higher settlement than you would have received on your own. The fee is typically a percentage of the final settlement amount, which can range from 10% to 35% depending on the state the work is being performed in. This is the industry standard for licensed Public Insurance Adjusters.
There are a few reasons why public insurance adjusters work on a contingency basis. First, it aligns their interests with yours. They are motivated to get you the highest possible settlement. Second, it allows public insurance adjusters to help people who may not be able to afford to pay for their services upfront. The insurance claims process is adversarial process. According to NAPIA, the National Association of Public Insurance Adjusters, a Public Insurance Adjuster on average will recover 747% more than the insurance company initially offers.
Why do you need a Public Adjuster?
Owning a home, business or commercial property is stressful enough. That stress is further compounded after a loss. Hiring a public adjuster allows you to take that stress off of your shoulders and put it on ours instead. You’ve got work, family, responsibilities, … a life to live. Do you really want to spend time worrying about all of the claim details? Think about the hundreds of provisions and stipulations; the endorsements, the ever-changing forms, inventory appraisals, and real estate evaluations that are all mandatory when filing a claim. Did you realize that in order to collect for the contents portion of your claim that the burden of proof (of both pre-loss condition and ownership) is on YOU? We know this business inside and out, and it is our goal is to make sure you get a fast, fair settlement with the least possible stress.
We are currently licensed in Hawaii, Nevada, Colorado and Utah. We are awaiting licensing approvals in Texas, Illinois, Wisconsin, Michigan, Virginia, California and Arizona.
If you are having problems or feeling overly stressed with your claim and you need assistance, please do not hesitate to call anytime. We understand and are available 24/7 to help. Our experience will also allow us to determine if the restoration process is being fully completed for your additional benefit. Give us a call at 844-570-7544, or email us at claims@sentinelpacific.com. We look forward to hearing from you!
